Real Estate
Our Real Estate Program provides protection for Commercial Buildings and Real Estate Professionals
Program for Commercial Real Estate
Our Real Estate Program provides protection for commercial buildings including Property, General Liability, and Umbrella Liability exposures. We have superior programs for:
- Industrial Buildings
- Office Buildings
- Apartments
- Warehouses
- Retail Occupancies
We offer Solutions For Difficult Properties such as:
- Vacant Buildings
- Older Buildings
- Buildings Under Construction/Renovation
- Coastal Properties
Our experience and research has revealed that a great number of properties are overinsured which means that you could be paying too much.
Our experts will help determine the proper limit for your policy. Call for a FREE evaluation today.
Program for Real Estate Professionals
Our program for real estate professionals includes comprehensive and cost effective protection for Property, General Liability, Workers' Compensation and Professional Liability exposures. We work with our insurance carriers to provide the best coverage at the best price.
Issues Faced By Our Clients
- Adverse claims history
- Negative impact on Workers' Compensation premiums from highly
compensated brokers
- Agent owned property
- Dual agency
- Selection of Defense Counsel
We would be happy to provide a FREE insurance consultation and help with any specific issues that you may have encountered.
Veterinarians
Our Pet Plus Program provides protection for Buildings, Contents, including veterinary equipment, and animals belonging to others in your possession.
You and your employees are protected from Business Liability, and Professional Liability exposures. Competitively priced, Business Auto, Workers' Compensation, and Umbrella Liability coverages are also available.
Some of the Additional Coverages included in Our Program
- Business Income and extra expense
- Your property covered off premises - $25,000
- Computer Equipment/Date Media - $25,000
- Data Restoration - $10,000
- Animals and pets in your care, custody and control
- Spoilage - $25,000
- Employee Dishonesty - Provides $25,000 for loss of your business property, money and securities caused by covered dishonest acts committed by your employees - higher limits are available
- Valuable Paper and Records - $25,000
- Equipment Breakdown - Covers Damage due to certain equipment failure
- Outdoor Signs - $5,000 - higher limits are available
- Money and Securities - $10,000 on and off premises
- Veterinary Professional Liability - Provides coverage for rendering or failing to render professional services
- Identity Recovery - provides expense reimbursement & case management services when your identity or the identity of one of your employees is stolen
- Employment Practices - protects you against claims of discrimination, wrongful termination or harassment and other types of work related discrimination
- Uncollectible charges - payment to you for charges rendered uncollectible due to a covered cause of loss
Running a veterinary practice presents many challenges, insurance doesn't have to be one of them. Request a Quote or call us today. Let Us Help!
Non-Profits
Non-Profit Organizations can present unique challenges for insurance companies.
Exposures such as Special Events, working with children, helping the homeless, Athletic programs and the myriad of other unique exposures can make finding the right coverage at a reasonable cost difficult and time consuming. Filling out multiple insurance applications can take time away from other more important duties
At O'Neill & Associates, as specialists in non-profits, we will shop the market to find the broadest coverage available, tailored specifically to the needs and goals of the organization. We will meet with the designated person with the organization, off hours if necessary, review the current insurance policies and provide analysis of any deficiencies or limitations and then work with our insurance carriers to address all of those issues.
The current economic climate is creating unprecedented turmoil and the non-profit community has been significantly impacted. Working with our non-profit clients, O'Neill & Associates has developed an appreciation and understanding of the needs of the Non-Profit. We believe that we offer a unique perspective and welcome the opportunity to be of service to your organization.
| Coverages available through
O'Neill & Associates- Non-Profit Program |
Building
Business Personal Property
Loss of Business Income/Extra Expense
Equipment and Machinery
Employee Dishonesty/Crime
Fine Arts
Commercial General Liability
Abuse/Molestation Coverage
Special Events
|
Products Liability
Professional Liability/Errors and Omissions
Directors and Officers
Employment Practices Liability
Fiduciary Liability
Surety Bonds
Business Auto
Umbrella Liability
Workers' Compensation
|
| Partial List of O'Neill & Associates Non-Profit Clients |
Womanspace
Camden Empowerment
Digital Stone Project
NJ State PBA-Labor Union
Christopher Mensch Foundation
Church of Religion of God
|
Graduates Community Learning Center
Westfield Blue Storm
Crosswicks Foundation
Girls Institute for Empowerment
NJ Community Action Association |
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